Fast Small Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, finding the right financing solution can feel challenging. Many people search for options like fast small loans bad credit, but not all lenders seem to meet those needs effectively. At Fundo, we understand that everyone deserves a chance at quick financial relief, which is why we're here to support you. As a reliable lender, we offer short-term loans designed to cater to a wide range of borrowers, including those facing credit challenges. Our user-friendly application process ensures you can apply with ease and receive a decision swiftly.
Fast small loans from Fundo can help you cover a variety of one-off expenses, whether you need money for an unexpected car repair or urgent medical bills. With home renovation loans, you can handle emergency repairs that can't wait. Alternatively, our emergency loans can provide the quick cash you need for unplanned costs. Feel confident in choosing Fundo, where flexible repayment options and customer satisfaction are our priorities.
Applying for our loans is straightforward, thanks to our 100% online platform. To kick things off, simply fill out our application form, which requires some basic details about the loan amount you need and your personal information. Our eligibility criteria are designed to be accessible: you must be over 18 years old, currently living in Australia, earning at least $1,000 per fortnight (including government benefits), and capable of making timely repayments without financial strain.
While we strive to offer options that meet diverse needs—including instances often searched as fast small loans bad credit—it's essential to note that we may perform a credit check as part of the assessment process to ensure appropriate lending. If you are approved, the funds will hit your account within 60 seconds from contract acceptance, allowing you to take immediate action on your needs.
Your journey with us doesn’t end once you receive your loan. By managing repayments responsibly, you can boost your Fundo Score, unlocking better terms for future loans. It's simple: on-time payments, recommending friends, and maintaining good financial habits all contribute to a higher score, opening doors for even more benefits down the line.
Stop the endless searches for same day loans or fast money loans. Choose Fundo and experience the difference that a dedicated, customer-focused lender can make. Apply for your fast small loan today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.