Financial Hardship Loans Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
If you’re experiencing financial hardship and need access to quick funds, it can be challenging, especially with bad credit. Fundo offers financial hardship loans with bad credit in Australia, starting from $500. Our fast and simple online application process ensures that you can get approved quickly, even if your credit history isn’t perfect. With flexible repayment options, Fundo helps Australians manage their financial difficulties and get back on track.
Thousands of Australians have already turned to Fundo for fast and reliable financial support. We understand that financial hardship can happen to anyone, and waiting days for approval can be stressful. That’s why our loan process is designed to be efficient, providing access to the funds you need without unnecessary delays. Once your application is submitted, our team works quickly to review it, often providing approval on the same day.
Fundo also offers flexible repayment options to help you manage your loan in a way that fits your situation. Whether you need more time to repay or want to settle the loan quickly, Fundo’s loans are designed to offer flexibility and support during tough times.
How fast can I get approved for a financial hardship loan from Fundo?
Fundo’s online application process is quick and easy to complete. Once your application is submitted, it is reviewed promptly, often resulting in same-day approval - even if you have bad credit.
What can I use a financial hardship loan from Fundo for?
Fundo’s loans can be used to cover a variety of financial needs, such as urgent bills, medical expenses, or other personal costs. These loans are designed to provide quick relief for those experiencing financial hardship.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment options that are tailored to your financial needs, ensuring that repaying your loan is manageable even if you’re facing financial difficulties.
Do I need good credit to apply for a financial hardship loan with Fundo?
No, Fundo doesn’t require good credit to apply. We focus on your current financial situation and ability to repay the loan, making our loans accessible to those with bad credit.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.