Find A Personal Loan With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, it's completely understandable to look for ways to find a personal loan with bad credit. If you're in need of immediate cash, Fundo is here to make that journey easier for you. Traditional lenders often complicate the borrowing process, leading to lengthy approvals. At Fundo, we believe getting a loan should be straightforward, especially for those facing financial challenges.
As a non-traditional lender, we pride ourselves on offering short-term loans designed to meet the needs of Australians, regardless of their credit history. With Fundo, you can easily apply for a loan from the comfort of your home or workplace. Our application process is quick and efficient, allowing you to focus on what matters most.
If you're concerned about how to find a personal loan with bad credit, you may also want to explore fast emergency loans for bad credit. We're dedicated to providing versatile loan options that suit various needs, whether it's covering unexpected bills or managing short-term financial hiccups.
While it’s important to check if you qualify, we make it easy! Our eligibility requirements are minimal:
Ready to get started? Simply fill out our online application with the amount you wish to borrow, your personal details, and financial information. Our straightforward application process ensures that if you apply during business hours, you could see funds in your account the same day! No more scrolling through endless pages about short term loans on Centrelink or 60-minute loans in Australia.
Additionally, enhancing your Fundo Score can increase your approval chances. You can do this easily by:
Don't delay any further—apply today and take control of your financial needs with Fundo. Let us help you find a personal loan with bad credit and get back on track!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
