Free Cash Loans

Your Go-To Source for Free Cash Loans

When unexpected expenses arise, having access to funds can make all the difference. Often, searching for free cash loans can feel overwhelming, especially if you're worried about your credit score. At Fundo, we believe that quick funding shouldn't come with heaps of paperwork or stress. If you're looking for fast cash without the fuss, you're in the right place!

Why Choose Fundo for Free Cash Loans?

💰 Speedy Approvals: No one likes waiting! With Fundo, you can expect a timely response and, upon approval, funds can hit your account within 60 seconds from contract acceptance.
📋 Easy Application Process: Our straightforward online application lets you enter your details and request the amount you need without any complicated jargon.
🙌 User-Friendly Experience: We communicate in clear, simple language, so you're always informed about your loan and responsibilities.
🏆 Flexible Repayment Options: We understand that life can be unpredictable. That’s why Fundo offers flexible repayment plans to suit your needs.
✔️ Consideration of Your Unique Situation: We take into account your financial status alongside your credit score, allowing us to assess your borrowing capacity accurately.

How Fundo Works

Applying for free cash loans with Fundo is simple. Our application process is designed to be user-friendly, so you can get help when you need it most. To explore your options, just fill in the application form on our platform with your personal and financial information, including your desired loan amount and repayment terms. What sets us apart from others is that we consider the full picture of your financial wellbeing.

Eligibility Made Easy

Getting approved for a Fundo loan is easier than you might think. You simply need to:

🔞 Be over 18 years of age
🇦🇺 Reside in Australia
💵 Have a verified income of at least $1,000 per fortnight, including government benefits
✅ Show you can manage repayments without putting yourself in a tighter spot financially

While we embrace flexibility, it's important to note that a credit check may be part of our assessment process to ensure you receive the best loan options available.

Be Proactive About Your Financial Future

One of the perks of responsibly managing your loans with Fundo is the ability to improve your Fundo Score. By making timely repayments and even paying off your loan ahead of schedule, you may enjoy benefits down the line! Plus, our dashboard provides insights into your loan history and financial goals, so you’re always in control.

If you've been searching for free cash loans, your search ends here. Choose Fundo to get the support you need swiftly and confidently. Apply today and ensure you're never left in a financial bind!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.