Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
When you get a cash loan, it helps to know that there are different types available. This would include cash advance loans, small payday loans, no credit check loans, and much more. However, it’s crucial to be eagle-eyed about the finer details because each of these cash loans would have varying terms. 

Rather than worrying about varying credit arrangements and wondering whether or not you can handle certain conditions, wouldn’t it be better to have a lender that knows what’s suitable? This is where Fundo shines! 

Our service is here to break the mould, with personal loans that put responsible lending at their very heart and core. You can expect us to quickly, yet carefully, assess your specific financial situation and attentively listen to your preferences.

Know that Fundo will never provide you with an option you can’t handle and stay on top of. This way, you’ll be able to get a cash loan and comfortably make repayments, while enjoying your dream purchase. 

The difference between a cash loan and a payday loan is simple. Typically, quick cash loans provide you with more spending versatility, and they even have a more lenient repayment schedule. 

If you’re looking to get a cash loan, you’re someone who needs just a little push to help achieve life’s enjoyable moments. This type of loan has got your back should you be planning a holiday, throwing a family celebration, or even treating yourself to something special. It’s an adaptable credit product that can be applied to a number of unique instances. 

In contrast, an online payday loan is usually a financial option borrowers look to when they need funds for urgent matters or emergencies. For this loan type, principal balances are usually smaller, and repayments are often due by your next pay receipt.

With this, you can get a cash loan at Fundo to spend on whatever you’d like. You’ll even be delighted to know that we have flexible repayments, as we recognise that everyone’s circumstances are different and that borrowers deserve a tailored plan that suits their needs. 

At Fundo, we approach each cash loan application with a spirited dedication to fairness and individuality. Since we know that you’re more than just your credit score, we dig deeper to get a more comprehensive idea of your financial landscape. 

Yes, your credit report is part of the plot, but it’s not the entire story. Rest assured that we take into account a wide range of other factors when we come up with a loan decision. For instance, among other details, we’ll look at your general income and ability to meet repayments. 

In line with this, before you submit a credit request and wait for our quick yet careful assessment, you simply have to ensure that you are:

Need a loan? Join us today and potentially get a cash loan on the same business day.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.