Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
We’ve all been there – life throws a curveball, and suddenly you need to get a loan quickly for a financial boost. Getting a loan with traditional lenders, however, can typically be a tedious, drawn-out affair. When the unexpected happens and you find yourself needing quick cash, Fundo is here to support you. With Fundo, you can say goodbye to the hassle of lengthy forms and slow approval processes. 

We offer a convenient way to get a loan quick smart with our straightforward online loan application process. You can apply at any time and complete the form within minutes. If you apply during our business hours – 9 a.m. to 6 p.m. Monday to Friday and 9 a.m. to 5 p.m. on Saturdays Sydney time – your application will be processed swiftly, and potentially, you’ll receive the funds the same day.

If your application happens to be received outside of these times, don’t worry. We will make it our priority to get back to you the next business day. We will assess your application thoroughly and ensure that you receive an outcome as soon as possible. 

When you need to get a loan quickly, it’s crucial that you decide on which lender to work with as soon as possible. There are a few key considerations that can make choosing a lender to apply for a loan easier.

The first factor to examine is the lender’s reputation. Always opt for a lender with a proven track record and positive customer reviews, assuring you of their reliability and transparency. Secondly, always pay attention to the application process. It’s essential to opt for a lender with a streamlined, user-friendly application process to get the process moving as quickly as possible when you need to get a loan quickly. 

Lastly, and crucially, focus on flexibility, especially regarding repayment terms. It’s paramount to choose a lender like Fundo that offers flexible repayment terms to fit your unique financial circumstances. Our flexible repayment terms enable you to manage your loan repayments comfortably. Additionally, you can manage your repayments on our self-service dashboard once you become a Fundo borrower. 

When it comes to fast loan approval, it’s important to note that the loan amount is not necessarily a key determinant. Rather, it’s the lender’s process and your eligibility that guide the pace. 

It’s important to understand that when you need to get a loan quickly, swift approvals aren’t bound to any specific loan amounts. Instead, understanding your eligibility can set you up for a smoother loan application experience, reducing uncertainty and potentially speeding up decision-making.

To get a loan in quick time from Fundo, here are our minimum eligibility requirements:

When it comes to negotiating the terms of a quick loan, flexibility depends largely on the lender. While not all aspects of quick loans can be negotiated with lenders, we at Fundo offer flexible repayment terms and, on top of that, a unique opportunity to improve your chances of loan approval through the Fundo Credit Score. So, how does it work? 

Well, it’s quite simple; the more engaged you are with us – whether that’s reviewing our services, referring friends, or keeping up with your repayments on time or early – the better your Fundo Credit Score becomes and the more likely you are to get approved for a loan. Plus, we reward prudent financial decisions like limiting loans taken out from other lenders. 

This way, you’re not just a faceless borrower; you’re a valued member of the Fundo family, and your actions matter. It’s time to say goodbye to lengthy approval processes and confusing legal jargon. Let us provide you with easy, quick, and reliable online loans in Australia when you need to get a loan quickly. 

Take advantage of Fundo’s small loans today! 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.