Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Are you looking to get a personal loan with bad credit? Whether it's covering an urgent expense or sprucing up your living space, we know that securing a loan can often feel overwhelming—especially when traditional banks enforce strict criteria and lengthy applications. At Fundo, we’re here to simplify the process! Many Australians just like you are searching for flexible funding options, and we're proud to offer solutions tailored to your needs. Our mission is to provide rapid access to funds without making you spend countless hours on paperwork.
At Fundo, we understand the urgency of needing a small loan. That’s why we focus on making our loan application process as straightforward and efficient as possible. Here’s what you can expect when applying to get a personal loan with bad credit:
When you start your journey to get a personal loan with bad credit, it’s essential to know what’s available to you. At Fundo, we provide a clear understanding of our loan products:
To qualify for a Fundo loan, make sure you meet the following requirements:
Applying for a loan with Fundo is quick and easy! Just fill out the details in our online application form, specifying your desired loan amount and personal information. Submit your application during our business hours to increase your chances of a speedy approval. If you're a returning customer, you could apply with just three clicks!
Your Fundo Customer Score can also enhance your chances of being approved by reflecting your good credit behaviour. Ready to take charge of your finances and get a personal loan with bad credit? Say goodbye to financial stress with Fundo—submit your application today and discover how easy funding can be!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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