Get A Personal Loan With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you looking to get a personal loan with bad credit? Whether it's covering an urgent expense or sprucing up your living space, we know that securing a loan can often feel overwhelming—especially when traditional banks enforce strict criteria and lengthy applications. At Fundo, we’re here to simplify the process! Many Australians just like you are searching for flexible funding options, and we're proud to offer solutions tailored to your needs. Our mission is to provide rapid access to funds without making you spend countless hours on paperwork.
At Fundo, we understand the urgency of needing a small loan. That’s why we focus on making our loan application process as straightforward and efficient as possible. Here’s what you can expect when applying to get a personal loan with bad credit:
When you start your journey to get a personal loan with bad credit, it’s essential to know what’s available to you. At Fundo, we provide a clear understanding of our loan products:
To qualify for a Fundo loan, make sure you meet the following requirements:
Applying for a loan with Fundo is quick and easy! Just fill out the details in our online application form, specifying your desired loan amount and personal information. Submit your application during our business hours to increase your chances of a speedy approval. If you're a returning customer, you could apply with just three clicks!
Your Fundo Score can also enhance your chances of being approved by reflecting your good credit behaviour. Ready to take charge of your finances and get a personal loan with bad credit? Say goodbye to financial stress with Fundo—submit your application today and discover how easy funding can be!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
