Get A Short Term Loan Today
Same day funds up to $5,000
Same day funds up to $5,000
Whether you're facing an emergency medical bill, car repair, or planning those much-needed home improvements like refreshing your room with a new coat of paint, it's essential to explore your funding options. If you're thinking about getting a short term loan today, you're not alone! Many people are seeking alternatives to traditional funding that often come with an overload of paperwork and strict criteria.
With Fundo, you can say goodbye to lengthy applications and hello to fast, simple short-term loans from the comfort of your own home. We believe that access to funds should be easy for everyone, even if your credit isn't perfect. Thanks to our streamlined, technology-driven loan process, you'll get an outcome within days—often much faster than with conventional lenders. You can trust that we’ll be transparent about all fees and costs associated with your loan, so you’re never left in the dark.
If you’re exploring how to get a short term loan today, Fundo loans are designed to suit various financial needs. While our loans aren't intended for consolidating debt, they are perfect for emergencies, renovations, and other short-term funding requirements. Amazing things can happen when finances are managed wisely!
To qualify for a loan with Fundo, you must currently reside in Australia, be at least 18 years old, earn a verified income of at least $1,000 per fortnight (including government benefits), and show that you can manage repayments without worsening your financial situation. This means fewer hurdles to jump through compared to traditional lenders!
Starting the application is simple! Just fill out our online form with your personal details and preferred loan amount. If all goes well during business hours, you could have the funds in your account the very same day. Plus, by engaging with our Fundo Score system, you can work toward better loan terms in the future through responsible behaviour like timely repayments and referrals.
So, why wait? Get a short term loan today! Experience the ease and support that Fundo provides—apply now and put your financial worries behind you.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.