Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Are you facing challenges in obtaining a loan due to bad credit? At Fundo, we understand how tough it can be to get a short term loan with bad credit when you need it the most. Traditional lending processes can be intimidating and often lead to outright refusals based on your credit score. But at Fundo, we believe everyone deserves a chance! Our mission is to make short-term loans accessible to all Australians, regardless of their credit history.
When you choose to get a short term loan with bad credit, you're opting for a streamlined application process. We evaluate your individual circumstances, not just your credit score. Here's why Fundo stands out:
If you've been searching online for the best options to get a short term loan with bad credit, you're in the right place! At Fundo, we are here to help tailor a loan to fit your specific financial situation. Our loans come with:
Applying for a loan with Fundo is simple! Here’s what you need:
Just fill out our online application form with your personal and financial details. And don't worry! While we often provide lorem ipsum loans, a lorem ipsum may be part of our assessment process to help us find the best terms for you.
Much like building a good financial reputation, it's important to maintain your Fundo Customer Score. You can improve your chances of being approved for future loans by:
No more endless searching for options! Stop looking for “cash loans” or “instant approvals.” Apply for your short term loan with bad credit at Fundo today and take control of your finances!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.