Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Many traditional lenders evaluate your eligibility to get cash loan offers by looking at your credit score. But at Fundo, we take a broader perspective, understanding that a credit score is only a fraction of your story. We recognise that past financial mishaps may not necessarily be indicative of your current financial stability or potential. 

Because of this, we adopt a more holistic approach to evaluating your loan eligibility. Yes, we may perform credit checks as part of our commitment to responsible lending, but they play only one part in our decision-making process. We also consider your current ability to meet repayments when you provide us with details on your present income, your employment status, and other information. 

Before you proceed to get cash loan options, it helps to know our minimum eligibility requirements here at Fundo so you can have a smoother loan experience. To be eligible for Fundo loans, you must: 

The response time for a cash loan application can vary widely, depending on the financial institution you approach. With traditional banks, it might take a few days to a week. However, at Fundo, we understand that sometimes life throws a curveball, and when you need cash, you need it quickly. 

That’s why we’ve streamlined our online loan application process, so you can apply for a loan from wherever you are in just a few minutes. Our dedicated team aims to review applications as thoroughly and swiftly as possible, always keeping in mind your need for quick solutions. 

Applications received within our business hours – which are from 9.00 a.m. to 6.00 p.m. on weekdays and 9.00 a.m. to 5.00 p.m. on Saturdays Sydney time – could be processed right away, thus improving your chances of receiving funds on the same day. Applications received after these hours are attended to first thing on the next business day so that we don’t miss any critical details while assessing your application. 

If you get cash loan approval and find yourself unable to repay it on time, don’t panic. It’s important to take proactive steps to address the situation and minimise any potential consequences by getting in touch with the lender for possible solutions. 

At Fundo, we offer flexible repayment options to give you a better chance of meeting your repayments comfortably. You can repay your personal loan early without penalties so that you can save on your monthly account fees. 

On top of that, we believe in empowering our borrowers, which is why we provide a self-service dashboard. Through this platform, you can conveniently keep track of your loan, make payments, and view important cash loan information. We also provide valuable tips and advice to improve your financial health and habits.

When you choose to get cash loan options at Fundo, you not only gain access to flexible repayment options and a user-friendly dashboard but also enjoy a range of fun and engaging benefits. These benefits, which you can explore on your dashboard, are designed to enhance your experience and make your journey with Fundo even more rewarding.

Applying for short-term loans with Fundo is straightforward and hassle-free. After checking your eligibility, you simply submit your details on our online loan application form. If you’re a returning borrower looking to get cash loan options from us, you can apply in just three clicks. 

Our Fundo Credit Score system also gives you a way to improve your chances of getting approved for loans when you engage with us by reviewing our services, referring a friend, or making timely repayments. If you don’t frequently get cash loan agreements with other lenders, it may also boost your Fundo Credit Score and improve your likelihood of being approved for a future Fundo loan.

Don’t wait any longer to get cash loan options. Apply for small loans today at Fundo! 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.