Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
If you find yourself in a bind and need to get cash now with bad credit, look no further than Fundo! Traditional lenders often impose strict requirements and lengthy paperwork, making it challenging to secure quick funding. That's why many people are exploring options with lenders like Fundo, who offer a more relaxed approach to lending.
At Fundo, we are proud to provide short-term loans tailored to Australians currently living in Australia. Even if your credit history is less than stellar, you still stand a chance to qualify for a loan. We assess your situation with a caring approach, ensuring you can manage repayments comfortably and won’t face undue financial hardship.
Have you been searching for ways to get cash now with bad credit? Our diverse range of loans can cater to various financial needs. We offer:
Our process is designed for your convenience. Simply fill out the application with your details, and if you are approved, the funds can hit your account within **60 seconds from contract acceptance** (subject to banking delays). Our self-service dashboard helps you monitor your repayment journey and offers tips to manage your finances better.
Unlike others, Fundo has minimal eligibility requirements. To get cash now with bad credit, you need to meet the following criteria:
Once approved, the friendly Fundo team is here to help you throughout your loan journey. Plus, by making repayments on time, you can improve your Fundo Customer Score, potentially unlocking better borrowing options in the future. Want to skip the endless searches for terms like 'Get Quick Cash Bad Credit'? It’s time to take the leap and apply for a Fundo loan today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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