Get Fast Loans
Same day funds up to $5,000
Same day funds up to $5,000
When an urgent expense arises, getting fast access to funds is essential. Fundo offers small loans starting from $500 with a quick and easy online application process that ensures fast approval. Whether it’s for a financial emergency or a personal need, Fundo’s fast loans help you get the cash you need without the delays associated with traditional lenders.
At Fundo, we understand that emergencies don’t wait, so we’ve designed our loan process to be as efficient as possible. Once you submit your application, we work quickly to provide same-day approval. If your bank account is PayID-enabled, you can receive the funds within 60 seconds from accepting your loan agreement, provided your bank supports PayID after approval and agreeing to your loan contract.
Fast Loan FAQs
How quickly can I get a fast loan from Fundo?
Fundo’s online application process ensures fast approval. Once approved, you can receive your funds on the same day, and if you have a PayID-enabled bank account, the funds will be transferred within 60 seconds from accepting your loan agreement, provided your bank supports PayID.
What can I use a fast loan from Fundo for?
Fundo’s small loans can be used to cover any urgent financial needs, such as medical bills, repairs, or emergency expenses. Our cash loans with no credit check offer a quick solution for those who may need assistance.
How does PayID allow for instant fund transfers?
If your bank supports PayID, Fundo can transfer your loan funds within 60 seconds from accepting your loan agreement, provided your bank supports PayID from contract acceptance, giving you immediate access to cash.
What happens if I can’t make a loan repayment?
If you’re having trouble making a repayment, contact Fundo right away. We offer flexible repayment options and can help adjust your payment schedule to fit your financial needs.
Do I need perfect credit to apply for a fast loan?
No, Fundo considers your current financial situation and ability to repay the loan, rather than just your credit score. Even if your credit isn’t perfect, you may still qualify for a personal loan through Fundo.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
