Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When an urgent expense arises, getting fast access to funds is essential. Fundo offers small loans starting from $500 with a quick and easy online application process that ensures fast approval. Whether it’s for a financial emergency or a personal need, Fundo’s fast loans help you get the cash you need without the delays associated with traditional lenders.
At Fundo, we understand that emergencies don’t wait, so we’ve designed our loan process to be as efficient as possible. Once you submit your application, we work quickly to provide same-day approval. If your bank account is PayID-enabled, you can receive the funds within 60 seconds from accepting your loan agreement, provided your bank supports PayID after approval and agreeing to your loan contract.
Fast Loan FAQs
How quickly can I get a fast loan from Fundo?
Fundo’s online application process ensures fast approval. Once approved, you can receive your funds on the same day, and if you have a PayID-enabled bank account, the funds will be transferred within 60 seconds from accepting your loan agreement, provided your bank supports PayID.
What can I use a fast loan from Fundo for?
Fundo’s small loans can be used to cover any urgent financial needs, such as medical bills, repairs, or emergency expenses. Our Personal Loans offer a quick solution for those who may need assistance.
How does PayID allow for instant fund transfers?
If your bank supports PayID, Fundo can transfer your loan funds within 60 seconds from accepting your loan agreement, provided your bank supports PayID from contract acceptance, giving you immediate access to cash.
What happens if I can’t make a loan repayment?
If you’re having trouble making a repayment, contact Fundo right away. We offer flexible repayment options and can help adjust your payment schedule to fit your financial needs.
Do I need perfect credit to apply for a fast loan?
No, Fundo considers your current financial situation and ability to repay the loan, rather than just your credit score. Even if your credit isn’t perfect, you may still qualify for a personal loan through Fundo.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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