Get Instant Loan No Credit Check
Same day funds up to $5,000
Same day funds up to $5,000
Looking to get an instant loan with no credit check? Many people seek no-credit-check loans to avoid the impact of their credit history. However, it’s important to choose a responsible lender that ensures you’re borrowing within your means. At Fundo, we offer small loans starting from $500, and while we do conduct credit checks as part of our responsible lending practices, our focus is on your overall financial situation. This ensures that you can still get approved quickly for the funds you need, even if your credit isn’t perfect.
Our fast online application process makes it easy to apply for a loan 24/7, with same-day approval often available. Once approved, funds are typically transferred to your account within hours, providing fast financial relief for urgent expenses or personal needs. Whether it’s for a car repair, medical bill, or any other unexpected cost, Fundo’s loans provide a quick and reliable solution.
Fundo also offers flexible repayment options, allowing you to manage your loan comfortably without added stress. We’re committed to helping our customers access the funds they need while ensuring they can repay the loan on terms that suit their financial situation.
Can I get a loan with Fundo if I have bad credit?
Yes, Fundo offers loans to individuals with less-than-perfect credit. While we conduct credit checks, we focus on your current financial situation and ability to repay the loan.
How fast can I get approved for an instant loan with Fundo?
Fundo’s online application process ensures fast approval, often on the same day. Once approved, funds are typically transferred within hours.
What can I use an instant loan from Fundo for?
You can use an instant loan to cover various short-term financial needs, such as emergency expenses, medical bills, or personal costs.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are tailored to your financial situation, making repayment stress-free.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
