Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
If you need to ‘get loan now’, you’re typically required to fill out long forms and gather a ton of paperwork just to apply. You will most likely have to show up in person. If you need money right away and don’t have time to go through the entire process, this is definitely frustrating. Applications for online loans, on the other hand, let you apply from home with minimal paperwork and faster approvals. 

Our online loan application process maximises cutting-edge technology, which is best for those who need to ‘get loan now’. This makes it easier for qualified borrowers to get short-term loans quickly. We’re able to automate many of the traditional manual processes, so it takes less time to review and approve loans. Fundo borrowers can expect a quick loan decision this way, without ever having to leave home.

Before anything else, to be eligible for a personal loan online with Fundo, here are the qualifications you’ll need to meet:

With just a few clicks, eligible borrowers can use Fundo’s convenient application process. Getting started is easy; just click on the ‘Apply Now’ button and follow the instructions. We only need a few requirements compared to traditional banks. You’ll hear from our team ASAP about the outcome of your application.

We believe in making medium and small cash loans accessible to as many Australians as possible. That’s why we are able to approve loan applications even for those with a not-so-great credit history. 

When we evaluate an application, we consider the borrower’s income and current (not past) financial situation, and we assess whether or not you currently have the ability to make repayments comfortably and on time.

So if you know your credit score isn’t too ideal, don’t fret. With Fundo, you can still apply and ‘get loan now’. 

The best part is that when you become a full-fledged Fundo customer, you’ll be able to see what is called your Fundo Credit Score. The more ‘good habits’ you show, like on-time or even early repayments, the higher your Fundo Credit Score becomes. That increases your likelihood of future quick loans approvals with us.

At Fundo, we’re proud of the flexible repayment terms of our short term loans, so borrowers can choose the length of their loans. 

We’re responsible lenders, and we want to assure you that all of our fees are in line with industry standards and the law. All fees and applicable interest rates for your loan are disclosed during the loan offer stage.

We understand that circumstances matter. That’s why we’re here to help by tailoring a plan to suit you. If you want to get loan now from Fundo, get in touch with our friendly customer service team to learn your options. Plus, you can also use the self-service dashboard on our website to view your loan information, such as repayment progress and more.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.