Get Loans With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
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We approved 320+ loans in the last 24 hours!
Unexpected expenses can happen to anyone—be it a medical bill, an urgent car repair, or even home improvements like new flooring. If you find yourself in such situations, considering how to get loans with bad credit can be a wise decision. Traditional lenders often impose strict requirements and lengthy application processes, which is why many Australians are turning to alternatives. At Fundo, we make it simple for you to access short-term loans without the hassle.
Our loan options are tailored to meet the needs of those with varying credit backgrounds, including less-than-perfect credit. We understand that you want a swift response without the bureaucracy. Our technology-driven process allows for quick outcomes, so you don’t have to wait weeks for a result. You can expect clarity on any upfront costs or fees, making it easier for you to plan your finances.
If you're exploring ways to get loans with bad credit, our short-term loans can support a variety of expenses such as urgent repairs or renovations. However, please note that our loans are designed for specific purposes. For instance, our emergency loans can handle unexpected costs, while our home improvement loans can fund a fresh paint job or new furniture. Each loan type is rooted in your needs—ensuring you're covered when life surprises you.
Wondering if you can get loans with bad credit? Here are Fundo's eligibility criteria:
If you meet these criteria, don’t hesitate—apply through our simple form by entering your information and desired loan amount. You can potentially receive approval and have funds deposited into your account within 60 seconds from contract acceptance if approved during business hours. Plus, returning customers can complete their applications in just a few clicks, making it even easier for you!
Curious about your chances? You can check your Fundo Score to see where you stand. A higher score improves your loan approval chances! Remember, you can elevate your score by borrowing responsibly and repaying on time.
So, if you’ve been searching for options to get loans with bad credit, look no further. At Fundo, we’re here to help you sail through your financial needs smoothly. What’s stopping you from making your move? Let’s get a Fundo loan today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
