Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
If you submit and receive approval for your application during business hours, you’re likely to see the funds in your account the very same day. But keep in mind that each bank’s processing times may differ, which could result in funds becoming available the following day.

If you apply outside of business hours, don’t worry! You will hear from our team as soon as possible about the status of your application. They’re an enthusiastic and dedicated group, always ready to get you closer to the funds you need. 

We fully comprehend that sometimes the unexpected occurs. When it does, you shouldn’t have to spend hours looking up ‘get money same day’, ‘money loans quick’, or ‘money lending apps Australia’ online. You shouldn’t also have to fret about lengthy approval processes or waiting for answers. Fundo, your quick online loan expert, is here to lift that burden off your shoulders.

Our aim is to meet your specific needs with our user-friendly and accessible loan options when you need money. Same day loans from Fundo are a great way by whichwe foster sincere and approachable relationships with our customers, embodying empathy in each interaction. 

As your quick online loan experts, we offer Australians small loans and medium loans ranging from $500 all the way up to $5,000. Every individual’s needs are unique, and we’ve built our lending range to cater to a variety of scenarios. 

Whether you need a small boost to keep you afloat until your next pay credit or a slightly bigger financial injection for unexpected expenses, we’ve got your back. 

Just remember that to be eligible for our online loans, you must:

At Fundo, we maintain a policy of one loan per customer at any given time. 

As your friendly neighbourhood lender, our priority is your financial health. We want to ensure that the liberty of multiple loans doesn’t turn into a burden affecting your ability to repay. Fundo is like a dedicated coach, cheering for your financial success, and sometimes that means protecting you from the potential pitfalls of over-borrowing.

We recognise that life doesn’t always follow the playbook, and there are tons of people out there looking up terms such as ‘get money same day’ or ‘small loans quick’ online. As such, we offer an uncomplicated, straightforward lending experience, embracing those with less-than-perfect credit scores. 

You see, while we may run credit checks in some instances, we see you as more than just your traditional credit score. This understanding paved the way for the creation of our unique Fundo Credit Score system, a platform designed to reward you for punctual or early loan repayments, for sharing feedback, and for referring friends to our service. 

It’s a simple equation: the higher your Fundo Credit Score, the better your prospects of approval for quick loans. Plus, a healthy Fundo Credit Score opens doors to exclusive discounts and benefits tailored for you, so there’s no need to scratch your head before quickly typing up ‘get money same day’ when you need a way to get some funding.

We empower you to have total control over your loan management process through your personalised account dashboard. Here, you can view and modify your account, schedule or reschedule repayments, and effortlessly monitor your loan information, including the balance, duration, payment dates, and more. 

You can also get points and keep a tab on your Fundo Credit Score. At Fundo, we’ve reimagined loan management to make it a breeze for you, offering real-time access to your personal loan details anytime, anywhere. 

At Fundo, we believe in the power of swift financial support, aiding our valued customers when they need it most. However, it’s crucial to clarify that our same day loans are not specifically designated for business purposes. Instead, we provide a diverse range of quick short-term loans for a variety of needs.

These loans, while not business loans, offer flexibility and can cover costs for emergent situations, educational pursuits, furniture shopping, bond agreements, home renovations, dental procedures, and even cosmetic surgeries. With our help, you don’t need to look up ‘get money same day’ anymore.

Remember, we’re here to provide swift, simple, and reliable online loans for your varying needs. Welcome to a friendlier world of finance.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.