Get Pay Before Payday
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, you may find yourself asking, “How can I get pay before payday?” Many traditional lending options can be frustrating, leaving you waiting for weeks to get an answer. At Fundo, we believe accessing cash for short-term needs should be quick and straightforward. We're proud to serve as an alternative lender for residents across Australia, making short-term loans accessible without the hassle of lengthy paperwork.
At Fundo, we cater to a diverse range of borrowing needs. From our emergency loans for urgent one-off costs, to tailored options that help you manage your expenses without the stress. We also encourage healthy borrowing habits; repay your loan early without penalties, and unlock rewards for good credit behaviour!
You might wonder if you fit the eligibility criteria to get pay before payday with Fundo. You'll be pleased to know that our requirements are simpler than traditional lenders. To qualify, you must:
The application process is quick! Fill out the simple form on our website with your basic details, and if you apply during business hours, you could see cash in your account as soon as you’re approved. Plus, keeping your Fundo Score healthy by paying on time can enhance your future borrowing opportunities.
If you’ve been looking for ways to get pay before payday or searching for phrases like 'Same Day Loans Easy Approval Australia', your search ends here. Fundo is your ideal choice for fast, flexible funding solutions. Don’t delay—apply for a Fundo loan today and take the next step towards managing your financial needs!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.