Get Pay Before Payday
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, you may find yourself asking, “How can I get pay before payday?” Many traditional lending options can be frustrating, leaving you waiting for weeks to get an answer. At Fundo, we believe accessing cash for short-term needs should be quick and straightforward. We're proud to serve as an alternative lender for residents across Australia, making short-term loans accessible without the hassle of lengthy paperwork.
At Fundo, we cater to a diverse range of borrowing needs. From our emergency loans for urgent one-off costs, to tailored options that help you manage your expenses without the stress. We also encourage healthy borrowing habits; repay your loan early without penalties, and unlock rewards for good credit behaviour!
You might wonder if you fit the eligibility criteria to get pay before payday with Fundo. You'll be pleased to know that our requirements are simpler than traditional lenders. To qualify, you must:
The application process is quick! Fill out the simple form on our website with your basic details, and if you apply during business hours, you could see cash in your account as soon as you’re approved. Plus, keeping your Fundo Score healthy by paying on time can enhance your future borrowing opportunities.
If you’ve been looking for ways to get pay before payday or searching for phrases like 'Same Day Loans Easy Approval Australia', your search ends here. Fundo is your ideal choice for fast, flexible funding solutions. Don’t delay—apply for a Fundo loan today and take the next step towards managing your financial needs!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
