Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Award 2024
If you're in need of quick and convenient funding, you might be wondering how to get personal loans with bad credit. Traditional lenders typically have strict requirements and lengthy processing times that can feel overwhelming, but there’s good news! With Fundo, you have an alternative. We understand that life can throw unexpected expenses your way, and our flexible approach can help you secure a loan that meets your needs.
Fundo is dedicated to providing short-term loans to Australians, with a focus on a smooth and user-friendly experience. If you’re searching for options to get personal loans with bad credit, we have you covered with:
At Fundo, we believe everyone deserves a chance to borrow money when they need it. Our loans can be tailored for a variety of purposes. Whether you need it for unexpected medical expenses, urgent car repairs, or even home renovations, we can help. With sums from $500 to $10,000, our loans provide practical solutions without the lengthy delays associated with traditional banks.
You're likely wondering if you qualify to get personal loans with bad credit. To apply for a loan with Fundo, you simply need to:
Applying for a Fundo loan is straightforward. Just fill out the online application form with your personal and financial information, and we’ll respond quickly—potentially on the same day if you apply during business hours! Our streamlined process means funds can hit your account within 60 seconds from contract acceptance, allowing you to address your financial needs without unnecessary delays.
At Fundo, we encourage healthy borrowing habits. By being timely with your repayments, you can positively impact your Fundo Customer Score and increase your chances of securing future loans. So, if you've been searching for reliable options to get personal loans with bad credit, look no further! Apply for a Fundo loan today and take the first step towards better financial management.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.