Get Personal Loans With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
If you're in need of quick and convenient funding, you might be wondering how to get personal loans with bad credit. Traditional lenders typically have strict requirements and lengthy processing times that can feel overwhelming, but there’s good news! With Fundo, you have an alternative. We understand that life can throw unexpected expenses your way, and our flexible approach can help you secure a loan that meets your needs.
Fundo is dedicated to providing short-term loans to Australians, with a focus on a smooth and user-friendly experience. If you’re searching for options to get personal loans with bad credit, we have you covered with:
At Fundo, we believe everyone deserves a chance to borrow money when they need it. Our loans can be tailored for a variety of purposes. Whether you need it for unexpected medical expenses, urgent car repairs, or even home renovations, we can help. With sums from $500 to $5,000, our loans provide practical solutions without the lengthy delays associated with traditional banks.
You're likely wondering if you qualify to get personal loans with bad credit. To apply for a loan with Fundo, you simply need to:
Applying for a Fundo loan is straightforward. Just fill out the online application form with your personal and financial information, and we’ll respond quickly—potentially on the same day if you apply during business hours! Our streamlined process means funds can hit your account within 60 seconds from contract acceptance, allowing you to address your financial needs without unnecessary delays.
At Fundo, we encourage healthy borrowing habits. By being timely with your repayments, you can positively impact your Fundo Score and increase your chances of securing future loans. So, if you've been searching for reliable options to get personal loans with bad credit, look no further! Apply for a Fundo loan today and take the first step towards better financial management.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.