Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Award 2024
In our busy lives, we often encounter unexpected expenses that catch us off guard. If you're in need of quick cash today for those one-time personal costs, Fundo is here to help. We understand that searching for a reliable lender can lead to frustration, especially when options fall short of your expectations. That’s where Fundo comes in; as an Australian-owned direct lender, we focus on providing fast loans with simplicity and transparency.
At Fundo, we’re dedicated to ensuring you know exactly what you’re getting into before you commit. We’re proud to serve a diverse range of borrowers, including those with varied credit histories. Our goal is simple: making the process of obtaining a loan as straightforward as possible. If you’re considering a small short-term loan, you’re taking a step in the right direction!
Whether you need urgent funding for unforeseen costs like medical bills or car repairs, or perhaps you're planning some home renovations, Fundo offers flexible solutions designed with you in mind. Some common uses for our loans include:
Each loan comes with terms that allow you to repay comfortably over a period of up to 180 days. Plus, if you pay your loans back in advance, you can avoid unnecessary account fees. By monitoring your loan status through our user-friendly self-service dashboard, you can take control of your financial health.
If you’re searching online for options to get money urgently, Fundo offers minimal eligibility requirements for a seamless experience:
If you meet these criteria, simply fill out our online loan application form. You don’t have to keep searching for solutions like bad credit loans in Australia or borrowing money now; let Fundo streamline the process for you. For our returning customers, it's as easy as three clicks to apply!
Not sure about your eligibility? Check your Fundo Customer Score to assess your chances. By repaying on time and providing referrals, you can improve your Fundo Customer Score, which unlocks possibilities for better loan conditions in the future. Ready to get quick cash today? Apply now and experience the Fundo difference!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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