Getting A Loan From The Bank
Same day funds up to $5,000
Same day funds up to $5,000
Unexpected expenses can arise at any moment—whether it's an urgent medical bill or a surprise car repair. Perhaps you’re looking to spruce up your living space with some home improvements. Whatever your financial needs may be, there comes a time when you might find yourself searching for options like getting a loan from the bank. However, traditional lenders often come with rigid requirements and tedious paperwork, leaving many Australians exploring alternative funding options. The good news? With Fundo, you can secure fast and straightforward short-term loans—all from the comfort of your home!
At Fundo, we aim to take the hassle out of financing. Our efficient, technology-driven loan process means you won’t be stuck waiting weeks for an answer. Instead, you can get an outcome in just days! Here’s what makes us stand apart:
With us, you can eliminate the need for endless searches of phrases like 'Getting a Loan from the Bank' or 'Finance Loans Australia'. Instead, enjoy a hassle-free borrowing experience that caters to your unique financial circumstances. We also encourage early repayments to minimize your potential costs and enhance your chances of securing future approval.
Say goodbye to the extensive lists of criteria often found with traditional banks. At Fundo, our eligibility requirements are straightforward. Here’s what you need:
Ready to start? Just complete the application form on our website by providing your personal information, contact details, and the desired loan amount. And if you're a returning customer, you'll be able to apply for your next loan in just three clicks!
We know that financial wellness is essential. That's why we offer the Fundo Score—an exclusive feature that rewards you for responsible borrowing. By paying your loans promptly or early, leaving reviews, and referring friends, you can boost your Fundo Score, enhancing your future loan approval chances.
Stop stressing over daunting topics like 'quick loans' or the complexities of '$2000 loans'. Instead, leverage the benefits of pursuing good borrowing practices with Fundo! If you're in need of short-term cash options, reach out to us today and experience a smoother lending journey.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.