Guaranteed Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
We all know how important it is to find sensible solutions for our financial needs. When unexpected costs arise, many turn to payday loans or other short-term credit options. If you've been looking for guaranteed loans for bad credit, you might have found the selection lacking. But don't worry! At Fundo, we pride ourselves on being a reliable option that stands apart from traditional banks and credit unions. As an Australian-owned direct lender, our mission is to streamline the loan process for you. We believe in transparency and clarity—no complicated terms or jargon here! You'll understand exactly what you're signing up for.
Understanding the challenges of looking for guaranteed same day cash loans or guaranteed personal loans for bad credit, we strive to make application as easy as possible. If you need a small loan, our repayment terms extend up to 180 days, and you can easily track your loan via our self-service dashboard. We want our customers to not just access financial support, but also manage it responsibly without added stress. Plus, at Fundo, we don’t impose any fees for early repayments—another way we give you the freedom to manage your finances efficiently.
With Fundo, the search for guaranteed loans for bad credit is over. We have minimal eligibility criteria, making us an excellent choice for borrowers needing quick funds. Simply put, you should:
The application process is straightforward! Just fill in some basic information about yourself and your financial needs. If you're a returning customer, you can complete your application in just three clicks! Plus, if you meet the eligibility criteria and submit your application during business hours, you could receive funding the same day directly into your account.
Worrying about your Fundo Score? You can check it to see if you qualify for a loan. Improve your score and potentially access better terms by making timely repayments, referring Fundo to your friends, or sharing your experience through reviews. Remember—it’s beneficial to have fewer loans from other lenders to maintain a good score.
Ready to take the next step? Apply for a loan with Fundo today and experience fast, fair, and friendly service!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.