High Risk Loans

Your Go-To for High Risk Loans

When unexpected bills come knocking, it's natural to explore options for fast cash. You might find yourself searching for terms like high risk loans, and that's exactly where Fundo comes in! Unlike traditional lenders, which can often be tedious and time-consuming, Fundo is here to simplify your borrowing experience, allowing you access to funds quickly and efficiently. We specialize in short-term loans tailored to your needs, all from the comfort of your home or office.

Why Choose Fundo for High Risk Loans?

⚡ Quick Applications: Our online platform allows you to apply in just a few minutes.
💼 No Lengthy Paperwork: We streamline the process, offering a hassle-free borrowing experience.
🔎 Transparent Terms: No hidden fees—what you see is what you get!
🌟 Supportive Resources: Access our self-service dashboard to track your loan and repayments.
✅ Inclusive Borrowing: We welcome applications from individuals of diverse financial backgrounds.

At Fundo, we're dedicated to providing accessible financing options for those who need immediate help. Whether it's for an urgent expense or an unexpected bill, we’ve got you covered.

Flexible Loan Options at Your Fingertips

Fundo offers various loans tailored to different needs. Looking to improve your home? Check out our home renovation loans. Need a quick solution for one-off expenses? Our emergency loans can provide a boost exactly when you need it. Plus, you can choose a repayment plan that aligns with your financial situation. At Fundo, we don't just lend—you can also earn rewards for maintaining good borrowing habits!

Easy Approval Process

If you're concerned about eligibility for high risk loans, you'll be happy to know that Fundo offers a simple qualification process. To secure a loan, you just need to:

🔑 Be over 18 years of age
🏠 Reside in Australia
💵 Show a verified income of at least $1,000 per fortnight, including government benefits
✅ Demonstrate the ability to make repayments without impacting your financial stability

Applying is straightforward! Just fill out our online application form with the required details, including your desired loan amount and repayment terms. The quicker you apply, especially during business hours, the better your chances of receiving your funds quickly after contract acceptance.

Boost Your Fundo Score for Future Opportunities

Did you know that you can improve your chances for future loans? Simple actions like leaving positive reviews, referring friends to Fundo, and consistently making timely repayments can help enhance your Fundo Score. This means you'll be better positioned to access higher amounts or favourable terms in the future. So, why continue your search for traditional lenders or high risk loans? With Fundo, you’re steps away from the financial support you need!

Don't let unexpected expenses hold you back. Explore your options for high risk loans with Fundo today!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.