Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When you find yourself needing immediate funds for unexpected home improvements, it’s natural to seek out options like a home improvement loan. Unfortunately, traditional lending processes can be slow and cumbersome, often taking weeks to secure approval. At Fundo, we know that accessing financial help should be straightforward and quick. That’s why we offer an alternative lending solution, enabling Australians to apply for loans of up to $10,000 from the comfort of their own home.
With Fundo, you’ll experience a seamless journey from application to approval. Our focus is on making short-term loans accessible, with:
Whether it’s fixing a leaky roof, updating your kitchen, or enhancing your outdoor space, our home renovation loans can provide you with the financial backing you require to elevate your living space.
When searching for a home improvement loan, you might come across various competitive options. But unlike conventional lenders, Fundo aims to simplify the borrowing process. While others may keep you waiting, we offer:
Don’t waste time looking for “home renovation loans” when you can secure immediate support with Fundo. We prioritise customer financial health and empower you to take control of your spending.
When considering a home improvement loan with us, your Fundo Customer Score plays a crucial role. It reflects your borrowing behaviour and may improve through timely repayments and referrals to your friends. A higher Fundo Customer Score could unlock better loan offers and expedite your application process!
Our eligibility criteria are straightforward. To apply for a loan at Fundo, you simply need to:
You can apply with us whether you’re a first-time borrower or have experience with loans. If you’re ready to improve your home without the hassle of long waits, click here to apply for your Fundo home improvement loan today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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