Home Improvement Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you find yourself needing immediate funds for unexpected home improvements, it’s natural to seek out options like a home improvement loan. Unfortunately, traditional lending processes can be slow and cumbersome, often taking weeks to secure approval. At Fundo, we know that accessing financial help should be straightforward and quick. That’s why we offer an alternative lending solution, enabling Australians to apply for loans of up to $5,000 from the comfort of their own home.
With Fundo, you’ll experience a seamless journey from application to approval. Our focus is on making short-term loans accessible, with:
Whether it’s fixing a leaky roof, updating your kitchen, or enhancing your outdoor space, our home renovation loans can provide you with the financial backing you require to elevate your living space.
When searching for a home improvement loan, you might come across various competitive options. But unlike conventional lenders, Fundo aims to simplify the borrowing process. While others may keep you waiting, we offer:
Don’t waste time looking for “home renovation loans” when you can secure immediate support with Fundo. We prioritise customer financial health and empower you to take control of your spending.
When considering a home improvement loan with us, your Fundo Score plays a crucial role. It reflects your borrowing behaviour and may improve through timely repayments and referrals to your friends. A higher Fundo Score could unlock better loan offers and expedite your application process!
Our eligibility criteria are straightforward. To apply for a loan at Fundo, you simply need to:
You can apply with us whether you’re a first-time borrower or have experience with loans. If you’re ready to improve your home without the hassle of long waits, click here to apply for your Fundo home improvement loan today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
