Home Improvement Loan Requirements
Same day funds up to $5,000
Same day funds up to $5,000
When it comes to funding home improvement projects, many Australians often find themselves overwhelmed by the complex requirements of traditional lenders. While exploring options like 'Home Improvement Loan Requirements,' you might stumble upon a multitude of lenders—some of which can be hard to trust due to their lengthy and strict application processes. Fortunately, you’ve found Fundo! We’re here to revolutionise your borrowing experience with our quick and hassle-free short-term loans accessible from anywhere in Australia.
At Fundo, we believe that everyone deserves access to funds for their home improvement projects, regardless of their credit history. Our technology-driven process ensures you can swiftly apply for a loan, receive a decision in no time, and have funds available within 60 seconds from contract acceptance. Our online platform operates 24/7, so you can apply when it suits you—no more waiting in lines!
We cater specifically to the needs of individuals seeking home renovation funding. Here are some key benefits of choosing Fundo for your home improvement loan:
If you're aiming to renovate your home, knowing Home Renovation Loans requirements is crucial. You’ll want to be aware of what lenders look for. With Fundo, we have simplified our eligibility criteria significantly compared to traditional banks:
While some lenders may promote 'no credit check' options, we want to be clear—though we strive to offer opportunities even with a fair credit score, a credit check could be a part of our assessment process. This helps us better understand your financial situation.
If you've been researching options like 'Home Improvement Loan Options' and 'what are the requirements,' you can stop your search here. Fundo is committed to providing a straightforward lending experience that aligns with your home improvement goals. Don't hesitate—take the first step towards your home improvement dreams and apply for a Fundo loan today! Let’s get your project off the ground!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.