Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Seeking home improvement loans for bad credit? You're not alone! Many Australians find themselves in urgent need of funds for renovations or improvements, often feeling stuck when traditional lenders turn them away due to a less-than-perfect credit history. That's where Fundo comes in. We proudly cater to individuals searching for flexible and accessible funding solutions, helping you tick off those home improvement projects even with past credit challenges.
If you’ve been looking for home improvement loans with bad credit or home renovation loans, you’ve landed in the right place. At Fundo, we understand that every homeowner has unique needs, which is why we offer tailored loan options. Our friendly team is ready to assist you in selecting the perfect funding solution that aligns with your requirements.
Applying for a loan with Fundo is straightforward. We have minimal eligibility criteria compared to traditional lenders, making it easier for you to qualify. You need to:
Your journey begins with a simple online application form where you can specify your loan amount and preferred repayment terms. If everything checks out during business hours, there's a good chance you’ll see that cash in your account by the end of the day!
Worried about your approval chances for future loans? Don’t fret! Our Fundo Customer Score system allows you to build a better financial profile. Engage in responsible borrowing behaviours, such as timely repayments, and you can boost your score for even better offers down the track.
Ready to embark on your home improvement journey with ease? Get started today with a loan application at Fundo and turn your renovation dreams into reality! Don't let bad credit hold you back any longer.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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