Home Improvement Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Seeking home improvement loans for bad credit? You're not alone! Many Australians find themselves in urgent need of funds for renovations or improvements, often feeling stuck when traditional lenders turn them away due to a less-than-perfect credit history. That's where Fundo comes in. We proudly cater to individuals searching for flexible and accessible funding solutions, helping you tick off those home improvement projects even with past credit challenges.
If you’ve been looking for home improvement loans with bad credit or home renovation loans, you’ve landed in the right place. At Fundo, we understand that every homeowner has unique needs, which is why we offer tailored loan options. Our friendly team is ready to assist you in selecting the perfect funding solution that aligns with your requirements.
Applying for a loan with Fundo is straightforward. We have minimal eligibility criteria compared to traditional lenders, making it easier for you to qualify. You need to:
Your journey begins with a simple online application form where you can specify your loan amount and preferred repayment terms. If everything checks out during business hours, there's a good chance you’ll see that cash in your account by the end of the day!
Worried about your approval chances for future loans? Don’t fret! Our Fundo Score system allows you to build a better financial profile. Engage in responsible borrowing behaviours, such as timely repayments, and you can boost your score for even better offers down the track.
Ready to embark on your home improvement journey with ease? Get started today with a loan application at Fundo and turn your renovation dreams into reality! Don't let bad credit hold you back any longer.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
