How Old Do You Have To Be To Get A Loan In Australia
Same day funds up to $5,000
Same day funds up to $5,000
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We approved 320+ loans in the last 24 hours!
If you’re wondering how old do you have to be to get a loan in Australia, you’re not alone! Many Australians seek out quick financing solutions for unexpected expenses, home improvements, or other financial needs. Unfortunately, traditional lenders often bog you down with tedious paperwork and complicated eligibility requirements. At Fundo, we believe in a simpler and faster approach!
Here at Fundo, we take the hassle out of the lending process. We know that when you need a small loan, speed matters. With our loans, you can experience a straightforward and quick application process that won’t keep you waiting for days. Our aim is to provide fast access to funds, because every moment counts when you need cash!
To obtain a loan with Fundo, there are a few essential criteria to keep in mind:
So if you're over 18 and meet these criteria, you're on the right track! Remember that while no credit check loans are available, a credit check may be part of our assessment process, allowing us to tailor our services just for you.
Opting for a loan with Fundo comes with a plethora of benefits that set us apart:
At Fundo, you can also choose the repayment terms that suit you best, whether it’s up to 180 days or even paying off your loan early to save on costs. This unique flexibility makes it easier to manage your loans—giving you peace of mind.
With so many options available today, you don't need to settle for less. Whether you're exploring loans for home renovations, urgent expenses, or anything in between, our offerings can help! Unlike some traditional lenders, we focus on your good financial practices and potential rather than just numbers from your past. As you build a positive relationship with us, good credit behaviour can enhance your Fundo Score, improving your eligibility for future loans.
So, if you've been searching for 'how old do you have to be to get a loan in Australia' because you're ready to take the next step in securing that loan, look no further. Let Fundo assist you today! Apply for your loan now and get the funds you need in no time!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
