How To Apply For A Small Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’re facing unexpected expenses, you may be considering your options for quick funding. Many people often look for traditional banks or lenders but find they’re met with lengthy application processes and strict requirements. Instead, why not explore how you can apply for a small loan easily and efficiently with Fundo?
At Fundo, we provide a hassle-free way to access short-term loans from the comfort of your home, available any time of the day. Our approach is designed to suit your needs—whether you have a good credit history or not! Thanks to our technology-driven system, you can receive a quick outcome once you apply.
If you're interested in learning how to apply for a small loan, Fundo offers multiple options. Whether you’re looking for a small (SACC) loan of up to $2,000 or a medium loan (MACC) from $2,001 to $5,000, you'll find flexible terms that suit your needs. You can choose terms of up to 26 weeks to repay your loan, allowing for manageable payments.
Simply check that you meet our eligibility criteria. You need to:
Once you verify your eligibility, filling out your application is quick and easy! All you need to do is submit your details, contact information, and the preferred loan amount. If submitted during business hours, you might even get approved and funded the same day!
Why continue searching for answers to how to apply for a small loan or exploring online lender comparisons? Fundo provides a streamlined and reliable experience. You can also maintain an eye on your progress through our Fundo Score, which will help you understand your chances of approval and even reward you for good financial habits.
Cultivating smarter credit behaviour can make all the difference in your financial endeavors. Take the first step toward securing your cash needs today! Explore our loan options like emergency loans and home renovation loans. Embrace the ease and convenience that comes with a Fundo loan!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
