How To Apply For Payday Loan Online
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding yourself in need of extra funds to cover an unexpected expense? Many Australians start with traditional banks, only to discover frustratingly long application processes and stringent requirements. Instead, if you’re curious about how to apply for a payday loan online, look no further than Fundo! We provide fast and convenient short-term loans accessible from anywhere in Australia. Our technology-driven process helps us give everyone a real chance at loan approval, even those with less-than-perfect credit. Plus, you don’t need to step into a physical store; you can complete your application online at any time that suits you, day or night.
Here at Fundo, we believe that securing a loan shouldn't be complicated. When you apply for a payday loan online with us, you’ll enjoy:
Ready to dive into the application process? Here’s how to apply for a payday loan online with Fundo in a few simple steps:
If you’re still searching for how to apply for payday loan online and have been frustrated with your options, keep in mind that Fundo is dedicated to responsible lending. Unlike others, we reward good financial behaviour, encouraging you to pay off your loans early with no prepayment penalties.
Not only do you have quick access to cash when you need it most, but you can also check your application’s chances of approval with our interactive Fundo Score. Increase your chances by maintaining a good Fundo Score through on-time repayments and sharing your positive experiences with friends!
Stop searching for different lenders when you have Fundo right at your fingertips. Why wait? Start your application today and see how easy it can be to secure a payday loan when you need it!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
