How To Check If A Loan Company Is Legitimate Australia
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, many of us turn to loans as a quick financial solution. Whether it's an emergency car repair or a one-time expense, understanding how to check if a loan company is legitimate in Australia is crucial before committing. At Fundo, we want to make this process easy and transparent for you.
Searching for reliable lenders can be exhausting, especially when your queries like 'how to check if a loan company is legitimate Australia' lead to overwhelming results. That's where Fundo shines as a trusted option for short-term loans. Here’s why:
At Fundo, we offer short-term loans tailored to modern borrowers. You can complete your repayments within up to 180 days for a MACC loan without worrying about excessive fees or penalties. By maintaining timely payments, you enhance your chance of getting your next loan approved. This flexibility allows you to cover various immediate expenses seamlessly.
Our online dashboard gives you the power to manage your account effortlessly. Here you can keep track of loan conditions and receive regular updates, so you’re always in control of your finances. Need funds for an urgent expense? Our emergency loans can help you handle unforeseen costs like sudden car issues or unexpected bills.
Worried about the legitimacy of loan companies? At Fundo, we ensure transparency in our operations:
Stop searching for answers like ‘how to check if a loan company is legitimate Australia’—you’ve found a trustworthy lender with Fundo. We cater well to your short-term needs and deliver a friendly, supportive experience. Apply now for a loan and take the stress out of financial emergencies!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
