How To Get A Loan With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Struggling to get a loan with bad credit? You’re not alone! Many people face challenges when trying to secure financing due to a less-than-perfect credit score. But here at Fundo, we believe that everyone deserves a chance to access the funds they need. Our goal is to make short-term loans accessible to all Australians, regardless of their credit history.
Forget about searching “how to get a loan with bad credit.” Fundo is here to help you navigate these waters with ease. We aim to remove the barriers and complicated jargon often found in traditional lending. Whether you have experienced prior refusals or simply need quick cash for an unexpected expense, Fundo is the solution you've been looking for!
We provide diverse loan options to meet your needs:
While we don't offer debt consolidation loans, our loans can be used for a range of purposes other than paying existing debts. With Fundo, you have the freedom to use your funds for what’s important.
If you’re 18 or older, currently residing in Australia, and earning a minimum of $1,000 per fortnight (including government benefits), you are likely eligible for a loan with Fundo. It's important to demonstrate the ability to repay your loan without causing financial distress. Applying with us is a breeze: just fill out our online application form with your loan request, personal details, and contact information. Most applications receive a swift outcome, and if approved, the funds can hit your account ultra-fast!
Want to improve your chances of getting a loan with Fundo? Your Fundo Score plays a significant role. By exhibiting responsible borrowing habits—like timely repayments, referring friends, and providing feedback—you can nurture this score and enhance your eligibility for future loans.
Don't let past credit issues hold you back. It's time to take control of your finances with Fundo's friendly support. Apply now and say goodbye to the stress of finding a loan with bad credit!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
