Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Obtaining a loan for emergency expenses or home improvements doesn’t have to be complicated. Many Australians find themselves searching for ways on how to get a loan in Australia. At Fundo, we understand the urgency of needing funds quickly, without the hassle of extensive paperwork and rigid requirements often seen with traditional banks. Our aim is to simplify the loan application process so you can access what you need without the stress.
With Fundo, getting a quick loan is efficient. We’ve streamlined our application process so you can secure funding in just a few clicks! While some lenders may automatically dismiss applicants with less-than-perfect credit histories, here at Fundo, we view every financial situation as unique. We’re committed to offering a speedy decision-making process; expect to hear back from us in days, rather than weeks.
Whether it's through small loans or short-term funding, Fundo makes the borrowing experience smoother. We also provide a range of loans for various needs, from home improvements to covering unexpected emergencies like car repairs or medical costs. If you’re adept at managing your finances responsibly, you’ll find that lending with Fundo opens up the right doors for you.
Are you curious about how to get a loan in Australia? It’s straightforward with Fundo. To apply, you’ll need to:
Once you've submitted your application, you might receive an approval on the same day. Your funds will be transferred into your account swiftly—within 60 seconds from contract acceptance—depending on banking processes.
If you’re a returning customer, reap the benefits of borrowing with Fundo! You can enhance your Fundo Customer Score by making timely repayments and recommending us to friends and family. Don’t continue your search for bad credit loans or last minute loans. You’ve found your lending partner in Fundo. Apply today and experience the difference!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.