Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Searching for ‘I cash loans’ options may be a headache and a half, especially when some lenders don’t disclose all of their fees or penalties. These hidden fees can impact your ability to repay your loans, and nobody wants that – especially if your credit score isn’t the best.

You don’t have to worry about that at Fundo, however. We’re all about transparency and honesty. For all of our medium and small personal loans, all fees are disclosed upfront, and all are compliant with industry standards and adhere to all applicable laws. 

That’s what we offer at Fundo: a quick online loan application process with no fuss, no jargon, no confusing legal talk, and no hidden charges.

A question we often hear is, ‘Will my credit score be affected by the cash loan that I‘ve applied for?’

When you apply for a Fundo personal loan, we only proceed with a credit check with your express consent. If we decide to look into your credit history, it’s just part of our credit assessment. It’s our way of making sure we’re providing you with the best funding experience possible.

But here’s the thing: we’re not solely focused on your past. At Fundo, your credit score is just one small part of the picture in our decision-making process. We’re more interested in your present, your ability to meet your payments now, and your future financial wellness.

At Fundo, we’re all about making the complicated world of finances simple, easy, and accessible for you. So, do you need a small or medium loan in Australia? We’ve got you covered!

Secured loans and unsecured loans are like two different animals in the loan world. Secured loans are the ones that require the lender to take security over some of your property, like your car or house. They give the lender some peace of mind in case you can’t repay your loan on time.

On the other hand, unsecured loans don’t need any security, but some lenders may offer higher interest rates to compensate. However, if you’re looking for options for ‘I cash loans’, unsecured loans are typically the faster option. 

The good news is that Fundo’s unsecured medium and small loans are sticking to industry standards when it comes to fees and interest rates. The best part? You can do it all from the comfort of your own home, with a chance of receiving cash on the day of application for our same day loans!

That’s just the Fundo way of lending: easy personal loans online with no complications, no financial jargon, and no red tape.

For those wondering, ‘Does my employment status affect my chances of obtaining a cash loan from Fundo?’ – we’ve got your answer.

If you’re an Australian citizen or permanent resident aged over eighteen and earning at least $1,000 a fortnight (including government benefits), then you’re already ticking some key boxes. Additionally, we want to ensure that you can meet your repayments on time without having to strain your finances.

That being said, while we’re always here to lend a hand, we may not always be able to provide loans to individuals without the minimum weekly income. If you’re a pensioner or seasonal employee earning at least $1,000 a fortnight from other sources, Fundo is more than happy to consider your circumstances when you apply.

Fundo is here to take the fuss and confusion out of short term loans in Australia.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.