Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Award 2024
We know that needing cash quickly can be stressful, especially if you're facing challenges with your credit score when trying to secure a loan. If you've ever wondered, "how do I get a loan?" and felt overwhelmed by the traditional lending process, you're in the right place! At Fundo, we believe everyone deserves a fair chance to access short-term loans, which is why we put the focus on making our lending process straightforward and accessible to Australians in need.
Here's what makes Fundo a great choice when you're looking to get a loan:
When searching online for “how do I get a loan?” or related queries like "how to get a personal loan", you've landed where you should be. Fundo provides small and medium loans ranging from $500 to $10,000, and we offer repayment terms of up to 180 days for a MACC loan, ensuring that you can manage your payments effortlessly. Our loans are designed for immediate needs without the burden of hidden fees.
If you meet these simple eligibility criteria, you're already on your way to financial relief!
After applying, you could receive same-day approval and access to funds within 60 seconds of contract acceptance if you apply during our business hours. Want to boost your chances even more? Check your application’s possibilities with our Fundo Customer Score tool! And remember, consistent responsible behaviour, like timely repayments and referrals, can enhance your borrowing experience with us.
With so many alternatives available, it can feel overwhelming. However, why continue searching for “how do I get a loan?” or “bad credit loans” when Fundo stands ready to assist you? Let’s tackle those sudden expenses together—apply now and see how easy it can be to access the funding you need!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.