I Need A Loan
Same day funds up to $5,000
Same day funds up to $5,000
Many people find themselves in situations where they say, "I need a loan" to tackle unexpected expenses or temporarily bridge a financial gap. If you're searching for quick solutions, you've likely considered various options online, including the best place to get a loan. Traditional lenders, like banks and credit unions, often have lengthy processes and may not be able to assist when urgency strikes. This is where Fundo, your friendly online lender, steps in. We specialise in quickly providing short-term loans tailored for Australians, even those with diverse credit histories, ensuring you get the support you need without the stress.
At Fundo, we understand your financial needs and pride ourselves on offering a seamless loan experience. Here are some reasons why our borrowers choose us:
Searching for loans is all about getting the best deal. Using keywords like "I need a loan," itβs essential to compare what different lenders can offer. At Fundo, our offerings are designed to bridge your financial gaps with our emergency loans, which cater to urgent, one-time expenses without the headaches. Although we focus on short-term funding options, please note that we do not provide loans for debt consolidation.
Getting started with a Fundo loan is straightforward! Hereβs what you need:
For additional support, you can check your Fundo Scoreβour unique credit scoring system that helps gauge your eligibility. By maintaining healthy borrowing habits, you can increase your score, which in turn improves your chances of loan approval.
The application process is as easy as pie! Just hit 'Apply Now' on our homepage. Fill out our online form with your personal information and desired loan amount. Returning customers can breeze through the process in just three clicks! Once you submit your application, you may receive notification about your approval within just a few business hours. Stop your search for "cash loans bad credit" or "same day cash loans". Make the smart choice today and apply for a Fundo loan!
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.