I Need A Loan Now
Same day funds up to $5,000
Same day funds up to $5,000
When you’re facing an urgent financial need, quick access to funds can make all the difference. If you’re asking, Do you need a loan now?, Fundo provides a fast and reliable solution. We offer small loans starting from $500, with a simple online application process that ensures you can get approved quickly. Whether it’s for a financial emergency, a personal need, or an unexpected bill, Fundo provides access to funds when you need them most.
Thousands of Australians have signed up for Fundo to take advantage of our fast and flexible loan options. We’ve streamlined our loan application process to make it as easy as possible, allowing you to apply from the comfort of your home, at any time of day. Once you submit your application, our team works quickly to review it, often providing same-day approval. With no need to visit a branch or fill out piles of paperwork, Fundo ensures that managing your finances is convenient and stress-free.
In addition to fast approval, Fundo offers flexible repayment options that are designed to fit your financial situation. Whether you need a shorter repayment period or prefer more time, Fundo makes it easy to customise your loan repayment to suit your needs. With thousands of Australians already choosing Fundo for their financial needs, you can trust us to help you access the funds you need quickly.
How fast can I get approved for a loan from Fundo?
Fundo’s online application process is quick and easy. Once you submit your application, it is reviewed promptlyoften leading to same-day approval. Thousands of Australians have already signed up for Fundo to benefit from this fast and efficient service.
What can I use a loan from Fundo for?
Fundo’s small loans, starting from $500, can be used for a variety of financial needs, including emergency bills, personal expenses, car repairs, and medical costs. Our loans are designed to provide fast financial relief when you need it most.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment options that are tailored to your financial situation. Whether you need more time to repay or prefer a shorter repayment term, Fundo ensures that managing your loan is as convenient as possible.
Do I need perfect credit to apply for a loan with Fundo?
No, Fundo doesn’t require perfect credit. We focus more on your current financial situation and ability to repay the loan, making our loans accessible even if your credit score isn’t ideal.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.