I Need A Loan Urgently But Have Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you urgently need a loan but have bad credit, finding a lender in Australia that won’t reject you based solely on your credit score can be challenging. Many people with bad credit struggle to find the financial support they need. Fundo offers small loans starting from $500, and while we do conduct a credit check, we focus on your current financial situation and ability to repay, ensuring you have access to fast cash without the worry of bad credit holding you back.
Can I get an urgent loan in Australia with bad credit?
If you’re in Australia and need a loan urgently but have bad credit, it may feel like your options are limited. Many traditional lenders require a good credit score, which can be a barrier if you’ve faced financial challenges in the past. However, at Fundo, we understand that your credit history doesn’t always reflect your current financial situation. That’s why we offer small loans starting from $500, focusing on your ability to repay rather than just your credit score.
At Fundo, our online application process is fast and straightforward, allowing you to apply for a loan in minutes. If approved, you can typically receive the funds within 24 hours, providing you with quick access to cash when you need it most. Whether you need to cover an unexpected expense or manage a financial emergency, Fundo can help, even if you have bad credit.
What are the eligibility criteria for an urgent loan at Fundo?
To apply for a loan with Fundo, you need to meet the following eligibility criteria:
These criteria ensure that the loan is manageable and won’t cause further financial stress.
FAQs
Can I apply for a loan with bad credit at Fundo?
Yes, Fundo considers applications from individuals with bad credit. We focus on your current financial situation and ability to repay.
How soon can I receive the loan if approved?
Once approved, you can typically receive your loan funds within 24 hours.
What is the minimum loan amount I can apply for?
At Fundo, our small loans start from $500, perfect for covering urgent or unexpected expenses.
Do I need to undergo a credit check?
Yes, Fundo conducts credit checks as part of our responsible lending practices, ensuring the loan is affordable for you.
Can I repay my loan early without penalties?
Yes, Fundo allows early repayment with no additional fees, giving you flexibility to pay off your loan sooner.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
