I Need A Loan Urgently But Have Bad Credit In Australia
Same day funds up to $5,000
Same day funds up to $5,000
Thinking, I need a loan urgently but have bad credit in Australia? Having bad credit can make it challenging to secure a loan, especially when you need funds urgently. Traditional lenders often rely heavily on credit scores, which can leave individuals with poor credit histories struggling to find support. At Fundo, we understand that financial difficulties happen, and that’s why we offer small loans starting from $500 with a focus on your current financial situation. While we may conduct a credit check, our fast approval process ensures that even those with bad credit can still access the urgent financial support they need.
Our online application process is simple, allowing you to apply for a loan quickly, 24/7. Once your application is submitted, it’s reviewed promptly, and approval is often granted on the same day. After approval, the funds are typically transferred to your account within hours, helping you handle your financial emergencies without delay.
Fundo’s loans are perfect for covering short-term financial needs such as unexpected bills, medical expenses, or car repairs. We also offer flexible repayment options to ensure you can repay your loan in a way that suits your budget. Whether you need a short-term solution or more time to repay, Fundo’s loans are designed to give you the financial flexibility you need, even with bad credit.
Can I get a loan with bad credit at Fundo?
Yes, Fundo offers loans to individuals with bad credit. While we do conduct a credit check, we focus on your current financial situation and ability to repay the loan.
How fast can I get approved for a loan with bad credit?
Fundo’s online application process is designed for fast approval. Once submitted, your application is reviewed promptly, and approval is often granted the same day.
What can I use a loan from Fundo for?
You can use a loan from Fundo to cover various short-term financial needs, including emergency expenses, personal bills, and unexpected costs.
How flexible are Fundo’s repayment options for loans with bad credit?
Fundo offers flexible repayment plans that are tailored to fit your financial situation, making repayment stress-free.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
