I Need A Personal Loan Not A Payday Loan
Same day funds up to $5,000*
500+ Applications submitted in last 24 hours!
Same day funds up to $5,000*
500+ Applications submitted in last 24 hours!
When unexpected bills pop up, finding quick cash can feel overwhelming. If you’re among those saying, “I need a personal loan, not a payday loan,” you’re in the right place! Traditional loan processes can often lead to frustrating delays, making it tough to get the funds you need in a timely manner. That's where Fundo comes in! We're a friendly alternative to traditional lenders, helping you access personal loans across Australia without the hassle of extensive paperwork.
At Fundo, we believe that securing your financial future should be a breeze. Here’s why we stand out when you’re looking for a personal loan:
Fundo is dedicated to connecting you with the right personal loan solution, so you can finally move past your search for "I need a personal loan, not a payday loan" and find peace of mind instead. Our loan options are designed to fit your needs, allowing you to manage repayments over up to 180 days for a MACC loan while providing flexibility to pay off your loan early—avoiding unnecessary fees.
Here at Fundo, you can explore various loan offerings that fit your unique circumstances. Although we won’t provide debt consolidation loans (as it’s not an acceptable purpose for our funding), we have short-term loan options that may assist with one-off expenses:
Regardless of the loan you choose, managing it is easy with your personal self-service dashboard—track your repayment terms and find financial wellness tips to boost your financial situation!
A crucial step in seeing if you can secure a personal loan with Fundo is understanding our eligibility criteria. It’s quite simple! Here’s what you need:
By filling out our straightforward application, sharing your desired loan amount, your contact info, as well as personal and financial details, you’re on your way to potential same-day approval! Once you meet our criteria and apply during business hours, you could see funds hit your account within 60 seconds of contract acceptance.
Take control of your finances today! Apply for a loan with Fundo and get the assistance you need without the stress. By understanding your chances and improving your Fundo Score through responsible lending behaviour, you’re setting yourself up for success with future loans. Don’t wait—start your journey towards financial stability with Fundo now!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
4 Fees are based on loan amount funded.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I want to borrow ($500 - $5000*)
