Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When unexpected expenses arise, loans can feel like a lifeline. Whether you're facing emergency car repairs or seeking a little backup for an upcoming holiday, finding a lender can often be overwhelming—especially if you're searching for options with bad credit. If you've ever thought, "I need a quick loan with bad credit," Fundo is here for you! We're an Australian-owned lender that provides short-term loans designed to meet your needs with transparency and ease.
At Fundo, we understand the importance of accessible funding. Here’s how we make your loan experience simple and hassle-free:
Put an end to your search for quick loans with bad credit! With Fundo, you can access straightforward funding without the endless red tape. To ensure that your loan experience is seamless, you'll find options that allow for early repayment—saving you from unnecessary additional charges. Plus, since we don’t provide loans for debt consolidation, you can focus on funding those one-off expenses that matter most.
To apply for your loan, you’ll need to meet our simple eligibility criteria:
Applying is easier than ever. Just fill out our online application with your personal and contact information along with the amount you need. If you're a returning borrower, re-applying can sometimes take just three clicks!
One major benefit of borrowing with Fundo is our Fundo Customer Score, which rewards you for responsible borrowing behaviour. By repaying your loans on time or early, you can increase your Fundo Customer Score, enhancing your chances for future loans. Plus, we appreciate our borrowers leaving feedback and making referrals—this all contributes positively to your score!
Stop the endless search for quick loans and connect with Fundo for a better borrowing experience. With our competitive offerings and customer-centric approach, we’re ready to help you tackle those financial hurdles. Apply now and discover how simple it is to secure the cash you need!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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