I Need A Small Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you're thinking, "I need a small loan," it can feel challenging—especially if you've had issues with your credit history in the past. At Fundo, we understand that life can throw unexpected expenses your way, and needing a small loan shouldn't add to your stress. Unlike conventional lenders, we’re committed to offering short-term loans with a friendly, straightforward process. We value each loan application, treating them with care and consideration. Our aim? To make funding accessible to those who need it most, especially if you haven't had the easiest time with traditional loans.
If you've been exploring terms like "I need a small loan," look no further! Our emergency loans are here to help you cover those unexpected expenses without added pressure. Unlike some lenders, we don’t just focus on your credit history; we consider your current financial situation to provide a fair assessment.
Applying for a loan can often feel overwhelming. But at Fundo, we simplify this process. Whether it's for a one-off expense or urgent need, our application process is designed to be quick and hassle-free. You can take advantage of our competitive offering that includes:
You may be wondering about what it takes to qualify for a small loan at Fundo. Generally, you need to:
By fulfilling these basic criteria, you can easily navigate through our online application process. Existing customers can access loans in just a matter of clicks! Plus, submitting your application during business hours improves your chances of receiving funds on the same day.
Why continue your search for loans with terms like "I need a loan quick" or "instant cash loan no paperwork"? With Fundo, you also have the opportunity to improve your Fundo Score, which can lead to exclusive offers and savings in the future. Building better credit behaviours, like on-time repayments, can have long-lasting benefits for you.
Stop looking for "loans today" or "quick cash loans" elsewhere—Fundo is here to provide the support you need. 💪 So why wait? Apply for a Fundo loan today and turn your financial stress into a solution!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
