I Need A Small Loan Today With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, it can feel overwhelming, especially if you're thinking, 'I need a small loan today with bad credit'. Whether you're dealing with urgent home repairs, medical bills, or an unexpected travel opportunity, Fundo has got your back! As an accessible lender in Australia, we understand that life happens, and not everyone has a perfect credit score. So, if you're searching for reliable options, look no further than Fundo.
At Fundo, we’re dedicated to making the loan process as smooth as possible. You don’t need to worry about hidden fees, tedious paperwork, or long waiting periods. We've designed our lending process to be:
When you choose Fundo, you’re not just opting for another lender. We prioritize your needs and offer flexibility in repayment terms tailored to fit your situation. You can borrow from $500 to $5,000 and repay your loan within up to 180 days for a MACC loan. By making timely payments, you might even enhance your chances of securing future loans with us!
Before you begin your journey with Fundo, it's essential to know we have a few eligibility requirements. To apply for a loan, you must:
If you're meeting these criteria, it's time to focus on what we can offer! Simply fill out our application form with your details and the loan amount you're seeking. Applications submitted during business hours are often approved and processed the same day!
Your Fundo Score is crucial in determining your loan approval chances. You can increase your score by maintaining good financial habits, repaying loans on time, and referring friends to us. Curious about how you can enhance your score? Start by checking it now through our Fundo Score page!
So, if you've been wondering how to secure a loan when you're saying, 'I need a small loan today with bad credit', let Fundo be your go-to solution. Start your application today, and let us help you take the next step toward financial freedom!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
