I Need Cash Fast
Same day funds up to $5,000
Same day funds up to $5,000
When you find yourself in need of cash fast due to unexpected expenses, it's important to explore the right loan options available to you. While traditional lenders may leave you waiting weeks or even months for approval, Fundo is here to offer you a quicker solution. We understand that urgent cash needs shouldn’t be a hassle, which is why we specialise in providing short-term loans tailored for Australians. Our loan process is designed to be simple and efficient, requiring minimal paperwork and clear communication—allowing you to apply from the comfort of your home or workplace.
Whether you're facing a sudden emergency or planned expenses, you're not alone in searching for "I need cash fast." At Fundo, we offer flexible loan options to suit your needs:
Many Australians have turned to us when they find themselves needing quick financial solutions. You don't need to resort to lengthy searches for terms like 'Loans Approved Online' or 'Online Cash Advances'—with Fundo, the answer is just a click away!
Fundo provides straightforward solutions to one-off costs. For example:
Not only do we focus on getting you cash quickly, but we also aim to reward you for responsible financial behaviour. Regular repayments and early loan settlements—if applicable based on loan size—can lead to better offers for you in the future. You can manage your loan with ease through our self-service dashboard that allows you to track your applications and access financial wellness tips.
If you're looking to increase your chances of a successful loan approval, understanding your Fundo Score can be beneficial. Each borrower has a Fundo Score, which can improve through responsible actions like on-time payments and referring friends. The higher your score, the more attractive the loan offers we can provide, potentially speeding up your application process.
Our eligibility requirements are flexible yet straightforward: you must be at least 18 years of age, currently reside in Australia, and have a stable income of at least $1,000 per fortnight. So, if you're still hunting for answers with queries like 'Fast Cash Loans Low Interest Rates' or 'Make Quick Cash Online', look no further! Take the first step towards your solution—submit your application for a short-term loan today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.