I Need Money Now No Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you're feeling pressed for cash and find yourself saying, "I need money now, no loans," you’re definitely not alone. There can be countless reasons for needing immediate funds: an unexpected repair bill, urgent travel expenses, or simply the need for a little extra cash until payday. Instead of feeling stuck, explore alternative options with Fundo. We provide a simple solution for those who need financial assistance, even if you have less than perfect credit history.
Fundo understands that life can throw unexpected challenges your way. We're here to make borrowing easy and accessible:
While we don’t endorse loans for existing debt management, our loans can be helpful for other financial needs. Whether it’s an urgent emergency expense, a home repair, or just a one-time need for cash, we’re here to assist you. You have the flexibility to utilise funds as you see fit, all while keeping repayment manageable.
With Fundo, there’s no more waiting around. As long as you meet our eligibility criteria, you can request a short-term loan easily. Here’s what you need:
Once you’re good to go, our online application is straightforward and quick. You can review your account anytime through our user-friendly dashboard where you’ll find payment updates and financial wellness tips.
Stop feeling overwhelmed by your financial situation. Instead of searching online for vague phrases like 'I need money now, no loans', take action today. Apply for a loan with Fundo and let us help you find the financial flexibility you need.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
