Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Unexpected expenses are a part of life, and when you find yourself saying, 'I urgently need money today', it's crucial to find a reliable solution fast. Whether it's a burst pipe or a flat tire, waiting for funds isn't an option. That's where Fundo steps in as your go-to Australian lender. We provide short-term loans tailored to meet the urgent needs of borrowers like you—no matter your credit history.
At Fundo, we believe in making access to money easier and hassle-free. You won't need to scour the internet for keywords like 'I urgently need money today' or ‘I Need An Urgent Loan’. Our loans are designed to be accessible, even to those without perfect credit histories. With a few simple details, you could have the funds you need to address those pressing issues, and here's the great part—funds can hit your account within 60 seconds from contract acceptance!
Feeling compelled to apply? Here are a few important points to remember:
If you believe you meet our requirements, simply fill out our application form during business hours for a quicker decision. Returning customers can breeze through the process in just three clicks!
Wondering how to enhance your borrowing power? Check out the Fundo Customer Score. It's our unique way of helping you improve your chances of loan approval. A good Fundo Customer Score can earn you discounts and rewards, and you can increase it by:
Now that you know more about how Fundo can assist you in your financial journey, there’s no reason to keep searching for same day loans or last minute loans. We're here to support you through every urgent cash need, so why wait? Apply for your Fundo loan today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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