Instant Approval Bad Credit Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you need loans online with same-day approval, Fundo offers a fast and reliable solution. Same-day loans can provide instant relief when you’re dealing with urgent financial needs, such as unexpected bills or personal emergencies. At Fundo, we provide small loans starting from $500, with a quick and easy online application process designed to get you approved and receive your funds on the same day.
Thousands of Australians have already signed up for Fundo, benefiting from our fast and flexible loan services. We understand that financial emergencies can’t wait, and that’s why we’ve streamlined our loan application process to ensure you get approved as quickly as possible. Once you submit your application, our team works promptly to review it - often providing same-day approval. After approval, the funds are typically transferred to your bank account within hours, helping you manage your financial situation without delay.
In addition to fast approval, Fundo offers flexible repayment options that allow you to repay the loan in a way that suits your financial needs. Whether you prefer a shorter repayment term or need more time, Fundo’s loans provide the flexibility you need to handle your financial commitments effectively.
How fast can I get approved for a same-day loan with Fundo?
Fundo’s online application process ensures quick approval. Once your application is submitted, it’s reviewed promptly, and you can often receive same-day approval. After approval, funds are typically transferred within hours, depending on your bank’s processing times.
What can I use a same-day loan from Fundo for?
Fundo’s small loans can be used to cover various short-term financial needs, such as emergency expenses, personal bills, or unexpected costs. Our loans provide fast access to cash when you need it most.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are customised to fit your financial situation. Whether you prefer a shorter repayment term or need more time to repay, Fundo makes it easy to manage your loan.
Do I need perfect credit to apply for a same-day loan with Fundo?
No, Fundo doesn’t require perfect credit. We focus on your current financial situation and your ability to repay the loan, making our loans accessible even if your credit score isn’t perfect.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
