Instant Bad Credit Personal Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When life throws unexpected expenses your way, finding a reliable solution can be a breath of fresh air. Whether it’s an emergency plumbing job or a surprise bill, loans can often come to the rescue. However, searching for options like instant bad credit personal loans can sometimes feel overwhelming, especially when results don’t align with your situation. That’s where Fundo steps in—a friendly lender committed to helping you navigate your financial needs.
At Fundo, we offer short-term loans designed with your best interests in mind. Our approach is straightforward and borrower-focused. Here’s what sets us apart:
Our friendly process allows you to apply for various loans tailored to your specific needs. Whether you're facing an urgent need for cash or planning a project, we have options like emergency loans for those unexpected moments.
While you may be searching for instant bad credit personal loans, it’s important to understand what we offer. At Fundo, you can also consider:
With our innovative self-service dashboard, managing your loan and repayment schedule becomes a breeze. You can easily track your repayment history and access helpful financial tips to keep you on the right path.
Stop searching for terms like 'Quick Cheap Loans' and see how Fundo can meet your needs. Our eligibility criteria are simple:
If you meet these criteria, filling out our application is quick and easy. Once approved during business hours, funds can hit your account **within 60 seconds from contract acceptance**—talk about speedy service!
Lastly, don't forget to check your Fundo Score. This feature assesses your likelihood of loan approval and can improve as you demonstrate good credit behaviour by making timely repayments and referring friends and family to us. If you’re a returning borrower, our simplified application process makes it easier than ever!
Ready to put an end to your search for instant bad credit personal loans? Choose Fundo and experience the convenience of easy funding today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
