Instant Cash Loan
Same day funds up to $5,000
Same day funds up to $5,000
Looking for an instant cash loan? Fundo offers small loans starting from $500 with a fast online application process that ensures quick approval. Whether it’s for an emergency expense or a short-term financial need, Fundo’s instant cash loans provide fast access to funds when you need them the most. Our loans are designed to offer flexible repayment options, making it easier to manage your financial situation without added stress.
Once you submit your loan application, it’s reviewed quickly, and funds are typically available within hours after approval, giving you fast access to cash when you need it most.
FAQs About Instant Cash Loans with Fundo
How fast can I get approved for an instant cash loan with Fundo?
Fundo’s online application process ensures fast approval, with funds typically transferred to your account within hours after approval.
What can I use an instant cash loan from Fundo for?
You can use an instant cash loan to cover short-term financial needs, such as emergency costs, bills, or personal expenses.
Do I need verifiable income to apply for an instant cash loan with Fundo?
Yes, Fundo requires verifiable income to ensure responsible lending.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.