Instant Cash Loan In 1 Hour
Same day funds up to $5,000
Same day funds up to $5,000
Need an instant cash loan in 1 hour? When time is of the essence, Fundo offers small loans starting from $500 with a fast online application process. Our process is designed to get you approved quickly, with funds available in as little as 1 hour after approval. Whether you’re dealing with an emergency or an unexpected expense, Fundo ensures that you can access the cash you need without unnecessary delays.
Once you submit your application, it is reviewed promptly, and funds are transferred immediately after approval. Fundo’s loans are perfect for those needing quick financial support with flexible repayment options that fit your personal financial situation.
FAQs About Instant Cash Loans in 1 Hour
How fast can I get approved for an instant cash loan with Fundo?
Fundo’s online application process ensures fast approval, with funds available within 1 hour after approval in some cases.
What can I use an instant cash loan for?
You can use an instant cash loan to cover personal or emergency expenses, bills, or short-term financial needs.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans to ensure you can repay your loan in a way that suits your financial situation.
Do I need verifiable income to apply for an instant cash loan with Fundo?
Yes, Fundo requires verifiable income to ensure responsible lending and the ability to repay the loan.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.