Instant Cash Loans Outside Business Hours

Financial emergencies don’t stick to regular business hours, and waiting until the next day isn’t always an option. Whether it’s a late-night car repair or an urgent bill, Fundo is here to help with instant cash loans available outside of traditional business hours. Our loans start from $500, and with a 24/7 online application process, you can access the funds you need at any time, day or night.

Why Choose Fundo for Instant Cash Loans?

At Fundo, we know that financial emergencies can happen at the most inconvenient times. That’s why our application process is fully online and available 24/7, allowing you to apply for a loan whenever it suits you. Whether it’s during the weekend, a public holiday, or late at night, Fundo ensures you have access to fast financial support.

Our loans start from $500 and are designed to be flexible enough to cover various emergency expenses. Plus, with our fast approval process, you won’t have to wait until regular business hours to receive the funds.

How Fundo’s Instant Cash Loan Process Works

Apply Anytime: You can apply for a loan through our online application form 24/7. The process takes only a few minutes to complete, and you can apply from anywhere at any time.
Quick Review and Approval: Our team works to process your application as quickly as possible, even if it’s outside of normal business hours. In many cases, you can get approval within hours of applying.
Fast Fund Transfer: Once approved, the loan funds are transferred to your account as soon as possible. Even if you apply late at night or during the weekend, Fundo ensures a quick transfer, so you get the money when you need it.
Flexible Repayments: Fundo’s repayment terms are flexible, ensuring that you can repay the loan over a period that works best for your financial situation.

Eligibility for Fundo Instant Cash Loans

To qualify for an instant cash loan, you need to:

Be 18 or older
Live in Australia
Receive a regular income of at least $1,000 per fortnight, which can include government benefits
Demonstrate that you can repay the loan

If you meet these criteria, Fundo can offer you a quick, hassle-free loan, even if it’s outside regular business hours.

Instant Cash Loans FAQs

Can I get an instant cash loan outside of normal business hours?

Yes! Fundo offers instant cash loans 24/7 through our online application process. You can apply for a loan anytime, and we’ll process your application quickly, even if it’s outside traditional business hours. Visit our online portal to get started.

How quickly will I receive the funds after approval?

Once your loan is approved, Fundo aims to transfer the funds to your account as quickly as possible. Even if you apply late at night or during the weekend, you can expect fast access to your money.

What is the minimum loan amount I can apply for?

Fundo offers loans starting from $500, providing a flexible solution for emergency expenses, even if you need the cash outside of business hours.

Can I repay my loan early?

Yes! At Fundo, we offer flexible repayment options, including the ability to repay your loan early without penalties. This allows you to settle your loan on your terms.

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.