Instant Cash No Credit Check
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Many people are searching for instant cash with no credit check because they need fast access to funds without worrying about their credit history. At Fundo, we understand that your credit score may not always reflect your current financial situation. While we may conduct a credit check as part of our responsible lending practices, our primary focus is on your ability to repay the loan based on your current circumstances.
We offer small loans starting from $500 with a fast and easy online application process, ensuring that you can access the funds you need quickly - even if your credit score isn’t perfect. Thousands of Australians have signed up for Fundo because of our straightforward approach to lending. We know that financial emergencies can’t wait, which is why we strive to provide quick approval and access to cash, regardless of your credit history.
At Fundo, we also offer flexible repayment options to ensure that managing your loan is convenient and stress-free. Whether you need a shorter repayment term or more time to repay, Fundo’s loans are designed to give you the flexibility you need while providing financial support when it’s needed most.
Can I get a loan from Fundo without a credit check?
While Fundo may conduct a credit check as part of our responsible lending practices, we focus more on your current financial situation and ability to repay the loan. Even if your credit score isn’t perfect, you may still qualify for a loan.
How fast can I get approved for a loan with Fundo?
Fundo’s online application process is fast and efficient. Once you submit your application, it’s reviewed quickly - often resulting in same-day approval. After approval, funds are typically transferred within hours, depending on your bank’s processing times.
What can I use a loan from Fundo for?
Fundo’s small loans can be used to cover various short-term financial needs, such as emergency bills, medical expenses, or unexpected personal costs.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that can be tailored to fit your financial situation. Whether you need more time to repay or prefer a shorter term, Fundo makes it easy to manage your loan.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
